Job Title: Life and Disability Underwriter
Location: Remote working/Hybrid working (Offices are based in Exeter)
Salary: Salary on Application
Job type: Flexible – Full Time equivalent is 35 hours but can offer condensed working, part time working, job shares or staggered hours
‘You Matter More’ is central to what we do as a mutual. This philosophy applies to how we support our members as well as to every single one of our colleagues. Our size means that everyone’s contribution is noticed, everyone’s voice is heard and everyone ‘Matters More’. In addition, we are able to offer you an excellent package, great personal development routes and a range of flexible working options.
And we are growing our underwriting team.
We are always looking to deliver the very best service to our members. Growing our underwriting team will give us the extra headspace to deliver even better customer service as well as responding to the growth in new membership.
Ensuring that we are always recruiting, retaining and promoting a diverse mix of colleagues who are representative of the diversity of our members gives us a great opportunity to have access to a broad range of ideas and allows us to give our members the fantastic service that is known and expected from The Exeter.
To help us achieve our growth plans we are looking for 3 additional Life and Disability Underwriters.
The role:
In summary, the role will be to review and assess applications as well as medical and financial evidence for life and Income Protection polices and approving new business within an agreed authority level.
The Candidate:
You will be empowered to handle your own caseload as well as supporting team priorities.
The role will give you an opportunity to demonstrate your great underwriting skills, including working on:
- substandard cases and financial underwriting
- private medical insurance
- approving all new business
- increase applications reinstatements and existing business ‘terms reviews’
It will also give you the opportunity to develop your life medical underwriting skills as we focus specifically on high risk cases
You will be familiar with working with underwriting guidelines and rating considerations within an agreed authority level.
Your great people skills will be drawn upon as you liaise with colleagues, medical professionals, reassurers, financial advisors and the public. Whether it’s picking up a call or drafting correspondence, your excellent written and verbal communication skills will be required.
With your finger on the pulse of latest developments in the underwriting world, you will be strategic in your thinking. Coupled with excellent organisational and prioritisations skills, your ability to juggle multiple priorities will enable you to build great team relationships and help you coach less experienced colleagues.
As you are eager to learn and willing to take onboard feedback, you will be highly self-motivated to extend your medical underwriting knowledge to include private medical insurance.
You will be familiar with and adhere to the individual conduct rules of:
- You must act with integrity.
- You must act with due skill, care and diligence.
- You must be open and cooperative with the FCA, the PRA and other regulators.
- You must pay due regard to the interests of customers and treat them fairly.
- You must observe proper standards of market conduct.
- *All applicants must have the right to work and live in the UK, as we are unable to offer visa sponsorship*
Applications close on 20 June 2022
Please click on the APPLY button to send your CV and Cover Letter for this role.
Candidates with the relevant experience or job titles of: Underwriting Consultant, Insurance Underwriter may also be considered for this role.
