Job Title: Financial Crime Analyst (Fintech/Crypto/DeFi)
Location: (UK / USA / Singapore)
Salary: Competitive Salary
Job type: Permanent, Full Time (40 hours per week)
We’re Wirex and we’re not like anyone else. Why? Because we always do things our way, before anyone else does them – like creating the first ever debit card that lets you pay with crypto, making it easier for ordinary people to access DeFi-powered savings and setting up the world’s first cryptocurrency rewards scheme.
Our vision is a world in which everyone can enjoy the benefits of digital currency – everything from the power to send money around the world near-instantly without breaking the bank to buying, storing and exchanging 40+ top tokens on a secure, easy-to-use platform at some of the best rates in the industry.
We must be doing something right, because more than 5 million people across 130 countries are helping to change the world by using Wirex.
Are you part of the digital money movement? Do you want to change the way people think about money, forever? If your skills fit our vision and you want to join a company that’s really going places.
The role:
Your role will require you to provide assistance to the Financial Crime department with screening and monitoring and any other requests. To enhance and maintain a robust AML compliance framework, in partnership with relevant stakeholders, to execute the firm’s strategy in accordance with its risk appetite, regulatory expectations and industry best practices.
Main Responsibilities:
- Undertake AML investigations, ie SARS submissions to NCA, Railsbank, Band of Ireland etc, within set SLAs
- Conduct Fraud investigations, including Account Take Overs.
- Assist with escalations of Adverse Media, PEPs and Sanctions screening alerts within set SLAs
- Undertake ongoing AML monitoring and EDD case review, SoF/SoW documentation, within set SLAs
- Undertake investigations for B2C line of business for both fiat and crypto products
- Assist and/or to conduct transaction testing, data validation, and ongoing customisation of monitoring systems
- Review and contribute to compliance training materials for staff, as needed
- Participate in meetings with co-workers, individually or in a group, to identify gaps within current practices and regulatory requirements and then rectify the process to assure regulatory compliance
- Provide assistance to the Head of Financial Crime with ongoing projects and any ad hoc requests
- Other duties as assigned
SLAs/KPIS
- SARS – min 5 per day per person. Post SAR Defunds – min 10 per day per person
- KYC, PEPs, Sactions & Adverse Media – 20 accounts and 36 matches per day, freshdesk tickets 5 per day – this is based on time taken to review the account based on number of matches and based backlog calculations
- Law Enforcement requests – to be cleared within 48 hours.
- GDPR – min 240 per week per person
- EDD Approvals –
- FOS Complaints – Clear list by end of day.
- Periodic Reviews – min 10 per day per person
Experience / Skills Required:
- 2+ years working in a FinTech environment, ideally in payments and/or crypto space
- 2+ Financial Crime/AML experience
- Strong KYC/AML background and investigations experience
- Experience with STR reporting
- CAMS, ICA or equivalent certificate is a plus
Benefits:
- 25 days holiday & Bank Holidays
- Private Medical Insurance
- 1 Paid Charity Day
- Pension
- Flexible working hours
- Remote / Central London Location
- Annual Training Allowance
- Annual Performance Bonus Pay
- Extensive opportunity to grow your career and professional development at an innovative FinTech
- Companywide and team social events
Please click on the APPLY button to send your CV and Cover Letter for this role.
Candidates with the relevant experience or job titles of: Finance Manager, Finance Supervisor, Accounts Manager, Accounts Supervisor, Finance Coordinator, Accounts Coordinator, Management Accountant, Group Finance Officer, Accountant, Chartered Accountant, Qualified Accountant, Group Accountant, Finance Officer, Financial Controller, Finance Specialist may also be considered for this role.
